Banking & Finance
- Overview
- Who To Contact
- Representative Matters
- Recent Developments
Overview
Skilled at navigating the challenges presented by complex financing structures, but also able to deliver scale-appropriate legal solutions and services for any client dealing with financing and security, our Banking & Finance lawyers provide lenders and borrowers with the advice and guidance they need to reduce risk and complete transactions on time, and on budget, without comprising service. With extensive experience working with some of the largest and most prominent institutions, including Canada’s Big Five banks, many U.S. banks, several non-traditional lenders and borrowers, our lawyers are recognized for their expertise in complex financing matters and their practical, results-driven approach.
As part of a diverse Financial Services practice, our Banking & Finance lawyers practice side-by-side with, and in many cases are a part of, our Insolvency & Restructuring team. This means that our Banking & Finance lawyers are able to provide well-considered advice and transaction structures to ensure risk is minimized, outcomes are predictable and clients are protected.
Our work ranges from borrowers working with a bank for the first time, to larger, cross-border syndicated and participation deals or asset-based lending involving entire corporate structures that operate globally, and all manner of financings and structures in between. With deep and established connections to lawyers throughout Canada and all over the world, our lawyers are able to manage international transactions with ease, providing clients with a uniform, co-ordinated approach to making sure their interests are represented on a global level.
We help our clients structure, navigate, and ultimately close a broad range of financing transactions including:
- Senior secured lending
- Subordinated debt
- Venture debt
- Second-lien lending
- Senior term lending
- Cash-flow lending
- Asset-based lending
- Cross-border financing
- Distressed lending
- Equipment leasing
- Factoring/accounts receivable financing
- Mezzanine financing
- Project and construction financing
- Real estate financing
- Securitization/structured finance
- Syndicated lending
We also assist clients with best practice lending policies and procedures, help create standard form documentation to allow lenders to thrive in a competitive environment and provide exposure management advice and planning.
Who We Help
With over 200 years of collective experience, our Banking & Finance professionals bring unparalleled experience to the service of our clients, including:
- Domestic and foreign banks and financial institutions
- Insurance companies
- Asset-based lenders
- Non-bank lenders
- Real estate developers
- Leasing companies
- Borrowers
Contacts
Group Members
Representative Matters
-
Lorne Park Completes Loan Facility for Up to $15 Million With CWB Maxium Financial Inc.
Lorne Park Capital Partners Inc. (TSXV:LPC) entered into a secured loan facility, through its wholly-owned subsidiary, for up to $15 million with CWB Maxium Financial Inc. -
Linamar Corporation Completes $550-Million Private Placement of Senior Unsecured Notes
On June 22, 2023, Linamar Corporation announced that it has executed and closed a note purchase agreement pursuant to which it sold $550-million aggregate principal amount of 5.96% senior unsecured no... -
Aleafia Health Completes Debenture Amendment Transaction and Private Placement
On June 27, 2022, Aleafia Health Inc. (TSX: AH, OTCQX: ALEAF), a vertically integrated and federally licensed Canadian cannabis company, closed its amendment of its unsecured convertible debentures an... -
Waygar Capital Completes $30 Million Financing
Waygar Capital, as agent for Ninepoint Canadian Senior Debt Fund, completed its $30,000,000 financing of Enterprise Group Inc., a specialized equipment rental and services organization to Canada's ene... -
Energy+ Closes $55 Million Offering of Unsecured Debentures
On August 10, 2020, Energy+ Inc. closed a $55 million offering of 2.968% senior unsecured debentures due August 10, 2060. -
MediPharm Labs Completes $37.8 Million Private Placement
MediPharm Labs Corp., a global leader in specialized, research-driven pharmaceutical-quality cannabis extraction, distillation and derivative products, recently completed a private placement with an i... -
TD Bank Leads $64 Million Syndicated Credit Facilities
Sangoma Technologies Inc. and Sangoma U.S. Inc. entered into a syndicated loan agreement with certain Schedule 1 banks. -
MediPharm Labs Closes $38.7 Million Credit Facility with a Leading Canadian Schedule 1 Bank
MediPharm Labs Corp., a global leader in cannabis extraction, distillation, purification and cannabinoid isolation, through its wholly-owned subsidiary, MediPharm Labs Inc., closed a credit facility w... -
Eve & Co Enters into Credit Facility to Fund Expansion of Its Greenhouse Production Facility
On March 19, Eve & Co Incorporated, through its wholly-owned subsidiary Natural MedCo Ltd., entered into an $18,700,000 construction facility with Royal Bank of Canada to fund the completion of a 780,... -
Management Buyout Completed of Launchlife International Inc.
The management buyout of Launchlife International Inc., a North American private career college operator and franchisor, was recently completed.
Recent Developments
-
Firm News
Aird & Berlis Recognized in The Legal 500 Canada 2025
Aird & Berlis is proud to be recognized by The Legal 500 Canada as a leading firm across 13 different practice areas. -
Firm News
Aird & Berlis Recognized in Inaugural Edition of Best Law Firms in Canada
Aird & Berlis is proud to be recognized in the inaugural edition of the Best Law Firms in Canada with 61 rankings across 41 practice areas. The firm received 18 national rankings and 43 regional ranki... -
Firm News
Aird & Berlis Named One of Canada’s Best Law Firms 2025 by The Globe and Mail
Aird & Berlis is pleased to announce its inclusion in The Globe and Mail’s Canada’s Best Law Firms 2025 list. For a fourth year, The Globe and Mail's Report on Business magazine partnered with Statist... -
Firm News
Aird & Berlis Recognized in Chambers Canada 2025
Aird & Berlis is pleased to announce its inclusion in the 2025 edition of the Chambers Canada Legal Guide. The firm was recognized as a leader across 12 different practice areas. 34 of the firm’s lawy... -
News Item
112 Aird & Berlis Lawyers Recognized in The Best Lawyers in Canada 2025
Aird & Berlis is proud to announce that 112 members of the firm were selected by their peers for inclusion in the 2025 edition of The Best Lawyers in Canada. We are also pleased to share that an addit... -
Firm News
Aird & Berlis Recognized in 2024 Canadian Legal Lexpert Directory
The Canadian Legal Lexpert Directory has recognized 62 partners at the firm as leading lawyers across 37 different practice areas. Aird & Berlis was also recognized at the firm level across 16 differe... -
Firm News
Aird & Berlis Partners Recognized in the Lexpert ALM 500 Guide
Aird & Berlis is pleased to announce that Jill Fraser, Neil Bass and Lorenzo Lisi have been recognized in Lexpert/American Lawyer’s 2024 Guide to the Leading 500 Lawyers in Canada. The firm is also li... -
Firm News
Aird & Berlis Welcomes New Associates Adrienne Ho and Shaun F. Parsons
We are pleased to announce that Adrienne Ho and Shaun F. Parsons have joined the firm as associates in our Financial Services Group. -
Firm News
Aird & Berlis Recognized in The Legal 500 Canada 2024
Aird & Berlis is proud to be recognized by The Legal 500 Canada as a leading firm across 12 different practice areas. -
Firm News
Aird & Berlis Named One of Canada’s Best Law Firms 2024 by The Globe and Mail
Aird & Berlis is pleased to announce its inclusion in The Globe and Mail’s Canada’s Best Law Firms 2024 list. For a third year, The Globe and Mail's Report on Business magazine partnered with Statista... -
Article
Virtual Collateral 101: How to Take and Enforce Security Over Cryptocurrencies, Crypto-Assets and Central Bank Digital Currencies
This article aims to break down issues of categorization to propose answers to the questions of how security over cryptocurrencies, other crypto-assets and CBDCs can best be attached, perfected, prote... -
Article
Looking a Stalking Horse in the Mouth: Sale Process Approval Criteria Across Canadian Jurisdictions
Stalking horse bid procedures have been a feature of the Canadian insolvency and restructuring landscape for almost two decades, but there is no national consensus on what criteria courts should consi... -
Article
ESG Initiatives Take Hold in Banking Sector
In recent years, environmental, social and governance (“ESG”) initiatives have become a driving force in many industries, and the banking sector is no different. -
Firm News
Aird & Berlis Recognized in 2023 Canadian Legal Lexpert Directory
The Canadian Legal Lexpert Directory has recognized 51 partners at the firm as leading lawyers across 33 different practice areas. Aird & Berlis was also recognized at the firm level across 15 differe... -
Article
CARR Confirms Development of Term CORRA Benchmark
On January 11, 2023, in a highly anticipated development, the Canadian Alternative Reference Rate working group (“CARR”) announced that efforts are underway to develop a one- and three-month Term CORR... -
Article
British Columbia High-Cost Credit Rules Come Into Effect on May 1, 2022
On May 1, 2022, British Columbia will become the fourth Canadian province to regulate high-cost credit products. After that date, there will be additional disclosure requirements and consumer rights f...